Stop paying for data you don't use.

Telco plans are sold on headline data amounts. Your actual usage is probably far lower because you're on Wi-Fi most of the day.

Keep the plan they signed up for years ago because switching feels like admin.

Check your last three bills for actual data used, then move to the smallest plan that comfortably covers it. Many telcos let you downgrade in-app without a call.

1. STEP 1Open your telco app and find usage history for the last 3 months.
2. STEP 2Note the highest month, then add a 20% buffer.
3. STEP 3Compare plans from your own telco and at least one competitor at that data level.
4. STEP 4Downgrade in-app, or port your number if the competitor is clearly cheaper.

You’ll need: Access to your telco app or bills

• ✓You use less than half of your plan's data most months.
• ✓You're not locked into a device contract.

• ✗You're mid-contract with a penalty for changing.
• ✗You genuinely use the data (tethering, no home Wi-Fi).

• !Plan prices and availability change often. Check current pricing before switching.
• !Check whether downgrading removes a bundled benefit you actually use (roaming, family lines).