Demo content · illustrative estimate · not yet verified
25 / Government / Public Services · Hack #23
Claim every tax relief you actually qualify for. Keep the receipts.
Individual tax reliefs cover things like medical, education, lifestyle, and insurance. Many people leave eligible reliefs unclaimed.
“receipts folder. start today.”Potential saving
RM50–RM800 / year
Effort
requires research
Wait, what?
6 / 10
“I didn't know that”
CheapHack ratio™
DECENTsaving ÷ effort
NEEDS RECHECKDemoLast checked: 12 AUG 2026
THE PROBLEM
Reliefs reduce your taxable income, but only if you claim them and can prove them.
WHAT MOST PEOPLE DO
Fill in the obvious ones and skip the rest.
(no judgement. we did too.)THE CHEAPHACK
Before filing, read the current official relief list on LHDN's site. Keep receipts in a folder throughout the year so you're not guessing in April.
HOW TO DO IT
- STEP 1Read the current year's relief list on the official LHDN website.
- STEP 2Match each relief to your actual spending.
- STEP 3Keep receipts for 7 years as required.
- STEP 4Claim only what you can substantiate.
You’ll need: Receipts · Patience
THE MATH
relief × your tax rate = saving
is it worth the hassle?DO THIS NOW.(decent ratio · requires research)
WHEN THIS MAKES SENSE
- Anyone who files individual income tax.
WHEN IT DOESN’T
- Below the taxable threshold.
THINGS TO WATCH OUT FOR
- Relief categories and caps change yearly. This demo entry does not list specific amounts.
- Never claim reliefs you don't qualify for. That's tax evasion, not a hack.
DO THE MATH WITH YOUR NUMBERS
Do the math ↗
You save
RM80 − RM45 = RM35 × 1
RM3 / month
RM35 / year
RM175 over 5 years
small. still yours.Is it worth the hassle?
IF YOU'RE FREE.fine on a slow Sunday.
RM35 for 120 min ≈ RM18 per hour of effort.
DID IT WORK FOR YOU?
Demo state: votes are not yet counted. No fake numbers here.
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Effort
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NEEDS RECHECKDemo